Travel insurance covering theft, loss and medical prob-lems is highly recommended.

Before choosing a policy, shop around; those designed for short package tours in Europe may not be suitable for the wilds of Tanzania.

Read the fine print, as some policies specifically exclude ‘dangerous activities’, which can mean scuba diving, motorcycling and even trekking. A locally acquired motorcycle licence isn’t valid under some policies.

Most policies for Tanzania require you to pay on the spot and claim later, so keep all documentation.

Most importantly, check that the policy covers an emergency flight home.

Before heading to Tanzania, also consider taking out a membership with one of the following, both of which op-erate 24-hour air ambulance services and offer emergen-cy medical evacuation within Tanzania.

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